Car Refinancing

Having a short-term cash flow issue? Our Car Refinancing Loan can help reduce your monthly repayment and save on interest.

Firstly, find out your outstanding balance with your current bank or finance company. The full settlement date you provide them should be one day before your instalment due date.

Then call us at 6775 6888 or email us at loans@ricardo.com.sg and our friendly loans specialists will assist you.

Financing Request




Personal Information





Loan Information





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Loan Procedure

Required Documents

  1. Loan Application Form (With complete information & signed by Applicant)
  2. Copy Of NRIC (Front & Back)
  3. Income Documents
    • Last 2 years Notices Of Assessment
    • Latest 12 Months CPF Contribution Statement, OR
    • Latest 3 Months Computerized Payslips
  4. Sales & Purchase Agreement of Purchased Vehicle
  5. Copy of Enquire PARF / COE Rebate for Registered Vehicle
  1. Loan Application Form (With complete information & signed by Guarantor)
  2. Copy Of NRIC (Front & Back)
  3. Income Documents (Any of the following)
    • Last 2 years Notices Of Assessment
    • Latest 12 Months CPF Contribution Statement, OR
    • Latest 3 Months Computerised Payslips
  1. Vehicle Log Card / Acknowledgement
  2. Copy Of NRIC (Front & Back)
  3. Authorization Form To Check Full Settlement (If Vehicle is still under Financing)